Credit Card Bill Payments offer trick Get upto Rs. 750 Cashback via Shriram One app Hdfc & SBI Unipay
VISHAL RAJ Cashback upto Rs. 750 on Credit Card Bill Payments offer
- HDFC Easyshop Platinum Debit Card – 1% upto 750 cashback per month (cashback credit within 2 weeks)
- HDFC Millennia Debit Card – 2.5% cashback upto Rs400 cashback per month (cashback credit after 90 days)
HDFC BillPay Cashback Details
HDFC Bank Easyshop Platinum debit cardholders can pay their credit card bills through the BillPay portal and get 1% cashback. The Easyshop Imperia, Preferred, Classic, and Women’s Advantage debit cards also earn cashback on bill payments. The maximum monthly capping on the cashback is Rs. 750 with this debit card. The cashback will be credited within 2 to 3 days after the payment.
HDFC Bank Millennia debit cardholders can get 1% cashback up to a maximum of Rs. 400 every month on credit card bill payments. directly give cashback on BillPay, but it offers 1% cashback on wallet reloads. You can load your wallet with this debit card, pay your credit card bill via the wallet, and claim the 1% cashback. The cashback is credited within 90 days after the payment.
Here are the Credit card bill payment Cashback Platfrom
- Shriram One: Loans, FD, UPI
- Download and Install the Shriram One App: Start by downloading the Shriram One app from the respective app store for your device (Google Play Store for Android or Apple App Store for iOS). Once downloaded, install the app on your smartphone.
- Navigate to Bill Payment Section: Once logged in, navigate to the bill payment section within the app. This could be labeled as “Bill Payments,” “Pay Bills,” or something similar.
- HDFC Bill paymnet Netbanking
- Visit the official HDFC Bank website and log in to your Netbanking account.
- Next, select the BillPay & Recharge option and proceed by clicking on Continue.
- SBI Unipay Customer Portal
- Log in using your credentials (OTP functionality is available for ease of bill payment).
- Explore features like viewing your transaction history, frequently used billers, upcoming bills, spend analysis, and special offers.
- Select Credit Card Bill Payment: Once logged in, navigate to the credit card bill payment section.
HDFC Platinum Debit Card vs. Millennia Debit Card
| Feature | HDFC Platinum Debit Card | Millennia Debit Card |
|---|---|---|
| Lounge Access | Offers complimentary access to airport lounges. | Typically does not include lounge access. |
| Rewards and Cashback | Provides premium rewards and cashback on various transactions. | Offers cashback on online transactions and discounts on select brands. |
| Insurance Coverage | Offers comprehensive insurance coverage, including air accident insurance and purchase protection. | Insurance coverage may vary, typically includes limited benefits. |
| Customer Support | Priority customer support with dedicated helplines. | Standard customer support services. |
| Security Features | Equipped with advanced security features for enhanced protection. | Offers basic security features for cardholder protection. |
| Global Acceptance | Accepted globally, ensuring seamless transactions worldwide. | Widely accepted, providing convenience for international usage. |
Two prominent offerings from HDFC Bank are the HDFC Platinum Debit Card and the Millennia Debit Card. Let’s delve into a comparative analysis to understand which one might be the better fit for you.
| Fees and Charges for Debit Card | ||
| Debit Card Variant | Annual / Renewal Fee / Add-on Card Annual fee (joint accountholders only) | Replacement Charges |
| Platinum Debit Card** | Rs. 750 + applicable taxes. | Replacement/Reissuance Charges for Debit Cards – Rs. 200 + applicable taxes |
| Millennia Debit Card** | Rs. 500 + applicable taxes. | |
HDFC Platinum Debit Card:
The HDFC Platinum Debit Card is crafted for those who seek premium benefits and exclusive privileges. Here’s a glance at what this card offers:
- Lounge Access: Travelers rejoice! The HDFC Platinum Debit Card often comes with complimentary access to airport lounges, making those layovers a tad more comfortable.
- Cashback and Rewards: HDFC Bank showers its Platinum Debit Cardholders with cashback offers and rewards on various transactions, including dining, shopping, and travel expenses.
- Insurance Cover: Many variants of the HDFC Platinum Debit Card offer insurance covers, including air accident insurance and purchase protection, providing peace of mind during unforeseen circumstances.
- Priority Customer Support: Expect superior customer service with dedicated helplines and swift grievance redressal mechanisms.
Millennia Debit Card:
On the other hand, the HDFC Millennia Debit Card caters to a younger demographic, offering benefits that align with their lifestyle choices. Here’s what you can expect:
- Cashback on Online Transactions: With the Millennia Debit Card, users can enjoy cashback on various online transactions, including shopping, food delivery, and utility bill payments.
- Fuel Surcharge Waiver: Say goodbye to those pesky fuel surcharge fees as the Millennia Debit Card often comes with a waiver, making your fuel purchases more economical.
- Discounts and Offers: From lifestyle brands to online platforms, HDFC Millennia Debit Cardholders are entitled to a plethora of discounts and offers, making every purchase a rewarding experience.
- Zero Liability on Lost Card: In case of loss or theft, HDFC Bank ensures zero liability on unauthorized transactions made using the Millennia Debit Card after reporting the incident, safeguarding your finances.
Why Choose the HDFC Millennia Debit Card?
- Economical Accessibility: With its zero or nominal joining and annual fees, the Millennia Debit Card makes high-quality banking services accessible to a wide range of consumers.
- Rewarding Benefits: Despite its economical fee structure, the Millennia Debit Card doesn’t compromise on rewards. Cardholders can enjoy cashback offers, discounts, and rewards on various transactions, including online shopping, dining, and utility bill payments.
- Convenience and Security: From seamless online transactions to robust security features, the Millennia Debit Card offers the convenience and peace of mind that modern consumers crave in their banking experience.
